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| Provider | Service type | Compensation |
|---|---|---|
UNITED OF OMAHA6+ years Service code 15 · EIN 47-0322111 | Recordkeeping | $22,466 |
WRIGHT FORD YOUNG & CO1 year Service code 10 16140 SAND CANYON AVE · IRVINE, CA 92618 | Accounting | $14,500 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,665 | $54,121+30.6% | $134,162-47.3% | $73,412-3.7% |
| Participation rate | 49.8% | 64.4%-14.6pp | 72.2%-22.4pp | 72.2%-22.4pp |
| Annual return | 12.34% | -312.52%+324.9pp | 36.35%-24.0pp | 59.30%-47.0pp |
| Employer contribution / active EE | $0 | $1,402-100.0% | $3,705-100.0% | $2,234-100.0% |
| Participant deferral / active EE | $1,173 | $2,844-58.8% | $3,500-66.5% | $3,806-69.2% |
| Admin fee / account holder | $72 | $132-45.9% | $6,685-98.9% | $158-54.6% |