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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,133 | $162,821-15.2% | $133,978+3.1% | $158,982-13.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.56% | 41.95%-26.4pp | 45.10%-29.5pp | 302.99%-287.4pp |
| Employer contribution / active EE | $14,145 | $4,976+184.3% | $3,919+260.9% | $4,763+197.0% |
| Participant deferral / active EE | $18,906 | $5,910+219.9% | $5,047+274.6% | $5,983+216.0% |
| Admin fee / account holder | $8,020 | $11,742-31.7% | $8,930-10.2% | $11,252-28.7% |