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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,339 | $144,130-67.2% | $117,861-59.8% | $147,586-67.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 18.37% | 531.20%-512.8pp | 335.11%-316.7pp | 578.59%-560.2pp |
| Employer contribution / active EE | $4,419 | $4,897-9.8% | $3,786+16.7% | $4,876-9.4% |
| Participant deferral / active EE | $14,740 | $5,316+177.3% | $4,482+228.9% | $5,439+171.0% |
| Admin fee / account holder | $1,333 | $10,887-87.8% | $8,021-83.4% | $10,886-87.8% |