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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,781 | $78,707+28.0% | $117,861-14.5% | $70,126+43.7% |
| Participation rate | 92.0% | 73.2%+18.8pp | 79.7%+12.3pp | 69.5%+22.5pp |
| Annual return | 18.15% | 23.30%-5.1pp | 335.11%-317.0pp | 73.15%-55.0pp |
| Employer contribution / active EE | $3,564 | $2,223+60.3% | $3,786-5.9% | $2,343+52.1% |
| Participant deferral / active EE | $7,908 | $3,297+139.8% | $4,482+76.4% | $3,332+137.3% |
| Admin fee / account holder | $947 | $5,066-81.3% | $8,021-88.2% | $4,645-79.6% |