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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,798 | $217,432-78.5% | $185,851-74.8% | $167,553-72.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 18.88% | 148.43%-129.5pp | 122.11%-103.2pp | 478.89%-460.0pp |
| Employer contribution / active EE | $2,468 | $5,874-58.0% | $5,168-52.2% | $4,840-49.0% |
| Participant deferral / active EE | $6,763 | $6,357+6.4% | $5,569+21.4% | $6,343+6.6% |
| Admin fee / account holder | $399 | $19,820-98.0% | $16,245-97.5% | $12,316-96.8% |