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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,806 | $202,342-83.3% | $172,753-80.4% | $152,909-77.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.02% | 1029.88%-1005.9pp | 803.00%-779.0pp | 345.46%-321.4pp |
| Employer contribution / active EE | $2,309 | $5,857-60.6% | $5,144-55.1% | $4,764-51.5% |
| Participant deferral / active EE | $7,659 | $5,948+28.8% | $5,198+47.4% | $5,851+30.9% |
| Admin fee / account holder | $335 | $17,112-98.0% | $13,956-97.6% | $11,601-97.1% |