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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $659,332 | $124,314+430.4% | $109,163+504.0% | $167,518+293.6% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.9%-0.9pp | 82.1%-7.1pp |
| Annual return | 2.17% | 26.04%-23.9pp | 25.75%-23.6pp | 478.71%-476.5pp |
| Employer contribution / active EE | $19,668 | $4,209+367.3% | $3,723+428.3% | $4,838+306.5% |
| Participant deferral / active EE | $13,448 | $5,256+155.8% | $4,654+189.0% | $6,342+112.0% |
| Admin fee / account holder | $218,389 | $7,973+2639.2% | $6,754+3133.5% | $12,312+1673.7% |