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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,383 | $69,541+458.5% | $59,899+548.4% | $135,380+186.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.7%+25.3pp | 82.6%+17.4pp |
| Annual return | -4.51% | 7.95%-12.5pp | 3.46%-8.0pp | 519.81%-524.3pp |
| Employer contribution / active EE | $3,864 | $3,236+19.4% | $2,723+41.9% | $4,779-19.1% |
| Participant deferral / active EE | $12,952 | $4,206+208.0% | $3,402+280.7% | $5,609+130.9% |
| Admin fee / account holder | $16,082 | $5,737+180.3% | $3,592+347.7% | $10,828+48.5% |