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| Provider | Service type | Compensation |
|---|---|---|
Filed as: RAYMOND JAMES FINANCIAL SERV CORP Service code 12 · EIN 59-2937883 880 CARILLON PARKWAY · ST. PETERSBURG, FL 33742 | Claims processing; Recordkeeping and ... | $18,066 |
STANDARD INSURANCE COMPANY2 years Service code 12 · EIN 93-0242990 1100 SW 6TH AVE · PORTLAND, OR 97204 | Recordkeeping fees; Consulting (pensi... | $175 |
FLYNN, SHOJINAGA & ASSOCIATES, INC.10+ years Service code 15 · EIN 68-0005849 1320 HARBOR BAY PARKWAY, SUITE 255 · ALAMEDA, CA 94502 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,714 | $44,746+13.3% | $88,179-42.5% | $64,097-20.9% |
| Participation rate | 58.2% | 39.8%+18.4pp | 69.1%-10.9pp | 55.2%+3.0pp |
| Annual return | 10.31% | 24.70%-14.4pp | 64.97%-54.7pp | 34.64%-24.3pp |
| Employer contribution / active EE | $1,112 | $1,078+3.2% | $2,549-56.4% | $1,891-41.2% |
| Participant deferral / active EE | $1,795 | $2,072-13.4% | $4,614-61.1% | $3,080-41.7% |
| Admin fee / account holder | $167 | $3,437-95.1% | $7,673-97.8% | $3,454-95.2% |