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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,715 | $72,446+1.8% | $67,561+9.1% | $145,877-49.5% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 12.93% | 7211.98%-7199.1pp | 3525.44%-3512.5pp | 551.28%-538.4pp |
| Employer contribution / active EE | $5,784 | $3,072+88.3% | $2,735+111.5% | $4,663+24.0% |
| Participant deferral / active EE | $2,202 | $4,785-54.0% | $4,003-45.0% | $6,691-67.1% |
| Admin fee / account holder | $833 | $5,541-85.0% | $4,006-79.2% | $13,402-93.8% |