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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,063 | $84,708-14.9% | $75,714-4.8% | $167,536-57.0% |
| Participation rate | 90.0% | 77.8%+12.2pp | 74.8%+15.2pp | 82.1%+7.9pp |
| Annual return | 32.31% | 199.62%-167.3pp | 104.62%-72.3pp | 478.82%-446.5pp |
| Employer contribution / active EE | $1,480 | $3,231-54.2% | $2,744-46.1% | $4,839-69.4% |
| Participant deferral / active EE | $2,292 | $4,577-49.9% | $3,820-40.0% | $6,342-63.9% |
| Admin fee / account holder | $561 | $5,358-89.5% | $3,619-84.5% | $12,315-95.4% |