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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,166 | $47,479+83.6% | $62,929+38.5% | $82,448+5.7% |
| Participation rate | 96.2% | 66.9%+29.3pp | 73.1%+23.0pp | 68.1%+28.1pp |
| Annual return | 13.15% | 20.34%-7.2pp | 1063.93%-1050.8pp | 41.64%-28.5pp |
| Employer contribution / active EE | $5,077 | $1,885+169.3% | $2,505+102.7% | $2,551+99.0% |
| Participant deferral / active EE | $3,001 | $2,870+4.6% | $3,888-22.8% | $4,139-27.5% |
| Admin fee / account holder | $1,234 | $3,804-67.6% | $5,065-75.6% | $7,234-82.9% |