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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES Service code 15 · EIN 35-2552359 | Recordkeeping | $9,054 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,357 |
ADP BROKER-DEALER4 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,894 | $56,438-39.9% | $76,902-55.9% | $71,529-52.6% |
| Participation rate | 61.7% | 64.3%-2.7pp | 69.6%-8.0pp | 67.9%-6.3pp |
| Annual return | 29.35% | 19.05%+10.3pp | 37.91%-8.6pp | 28.97%+0.4pp |
| Employer contribution / active EE | $1,977 | $1,864+6.1% | $2,534-22.0% | $2,590-23.6% |
| Participant deferral / active EE | $4,358 | $3,136+38.9% | $3,833+13.7% | $4,291+1.5% |
| Admin fee / account holder | $93 | $1,430-93.5% | $5,479-98.3% | $1,588-94.2% |