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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,979 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Filed as: RAYMOND JAMES Service code 49 300 SW COLUMBIA STREET · BEND, OR 97702 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,339 | $54,590-26.1% | $81,726-50.6% | $73,497-45.1% |
| Participation rate | 62.2% | 68.3%-6.1pp | 72.0%-9.8pp | 70.7%-8.5pp |
| Annual return | 21.49% | 17.74%+3.8pp | 29.49%-8.0pp | 28.51%-7.0pp |
| Employer contribution / active EE | $2,206 | $1,636+34.8% | $4,311-48.8% | $2,270-2.8% |
| Participant deferral / active EE | $4,223 | $2,759+53.1% | $7,108-40.6% | $3,740+12.9% |
| Admin fee / account holder | $31 | $592-94.8% | $5,160-99.4% | $513-94.0% |