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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,388 | $56,197-31.7% | $67,652-43.3% | $59,633-35.6% |
| Participation rate | 87.1% | 71.5%+15.6pp | 75.7%+11.4pp | 68.7%+18.4pp |
| Annual return | -1.43% | 18508.10%-18509.5pp | 6625.40%-6626.8pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $1,564 | $1,615-3.2% | $2,266-31.0% | $2,203-29.0% |
| Participant deferral / active EE | $1,443 | $2,844-49.2% | $3,560-59.5% | $3,192-54.8% |
| Admin fee / account holder | $1,238 | $3,958-68.7% | $4,821-74.3% | $4,297-71.2% |