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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,748 | $115,810+74.2% | $101,271+99.2% | $158,966+26.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 14.36% | 56.15%-41.8pp | 46.48%-32.1pp | 302.95%-288.6pp |
| Employer contribution / active EE | $1,674 | $4,175-59.9% | $3,660-54.3% | $4,762-64.9% |
| Participant deferral / active EE | $10,059 | $4,958+102.9% | $4,371+130.2% | $5,983+68.1% |
| Admin fee / account holder | $4,279 | $7,248-41.0% | $5,948-28.0% | $11,250-62.0% |