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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $20,618 |
MMA SECURITIES LLC1 year Filed as: MMA SECURITIES Service code 27 · EIN 22-3570392 | Advisory (Plan) | $16,359 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,537 | $76,112+7.1% | $96,534-15.5% | $71,511+14.0% |
| Participation rate | 61.0% | 74.4%-13.4pp | 76.0%-15.0pp | 67.9%-6.9pp |
| Annual return | 14.35% | 22.81%-8.5pp | 25.88%-11.5pp | 28.86%-14.5pp |
| Employer contribution / active EE | $806 | $2,248-64.1% | $2,965-72.8% | $2,589-68.9% |
| Participant deferral / active EE | $6,864 | $4,217+62.8% | $4,851+41.5% | $4,291+60.0% |
| Admin fee / account holder | $278 | $2,708-89.7% | $8,253-96.6% | $1,588-82.5% |