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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,921 | $103,164-77.8% | $90,259-74.6% | $154,746-85.2% |
| Participation rate | 35.3% | 76.1%-40.8pp | 70.7%-35.5pp | 80.7%-45.4pp |
| Annual return | 18.93% | 19.25%-0.3pp | 18.88%+0.1pp | 172.34%-153.4pp |
| Employer contribution / active EE | $797 | $2,532-68.5% | $2,291-65.2% | $4,379-81.8% |
| Participant deferral / active EE | $1,890 | $4,422-57.2% | $3,827-50.6% | $6,730-71.9% |
| Admin fee / account holder | $1,917 | $8,593-77.7% | $7,267-73.6% | $14,365-86.7% |