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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,068 | $100,147-83.0% | $81,286-79.0% | $145,877-88.3% |
| Participation rate | 31.3% | 74.2%-43.0pp | 69.5%-38.3pp | 80.3%-49.1pp |
| Annual return | 19.91% | 34.44%-14.5pp | 24.80%-4.9pp | 551.28%-531.4pp |
| Employer contribution / active EE | $935 | $2,977-68.6% | $2,463-62.0% | $4,663-79.9% |
| Participant deferral / active EE | $2,257 | $4,607-51.0% | $3,883-41.9% | $6,691-66.3% |
| Admin fee / account holder | $1,910 | $8,201-76.7% | $5,764-66.9% | $13,402-85.7% |