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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,921 | $102,245-77.6% | $89,340-74.3% | $137,256-83.3% |
| Participation rate | 35.3% | 74.9%-39.6pp | 69.6%-34.3pp | 80.0%-44.7pp |
| Annual return | 18.93% | 21.89%-3.0pp | 20.57%-1.6pp | 220.34%-201.4pp |
| Employer contribution / active EE | $797 | $2,529-68.5% | $2,231-64.3% | $4,156-80.8% |
| Participant deferral / active EE | $1,890 | $4,436-57.4% | $3,823-50.5% | $6,407-70.5% |
| Admin fee / account holder | $1,917 | $8,085-76.3% | $6,704-71.4% | $12,270-84.4% |