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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,756 | $93,589-14.8% | $135,942-41.3% | $75,181+6.1% |
| Participation rate | 44.6% | 75.2%-30.5pp | 81.9%-37.3pp | 67.2%-22.6pp |
| Annual return | 28.08% | 30.90%-2.8pp | 68.28%-40.2pp | 160.69%-132.6pp |
| Employer contribution / active EE | $0 | $3,537-100.0% | $4,858-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $10,006 | $6,405+56.2% | $7,759+29.0% | $4,126+142.5% |
| Admin fee / account holder | $203 | $6,977-97.1% | $10,764-98.1% | $5,650-96.4% |