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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,250 | $118,488-3.6% | $98,462+16.0% | $139,487-18.1% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 14.16% | 18.96%-4.8pp | 21.17%-7.0pp | 373.84%-359.7pp |
| Employer contribution / active EE | $5,808 | $3,611+60.9% | $3,049+90.5% | $4,755+22.2% |
| Participant deferral / active EE | $4,481 | $5,393-16.9% | $4,738-5.4% | $6,713-33.2% |
| Admin fee / account holder | $755 | $13,868-94.6% | $8,875-91.5% | $11,407-93.4% |