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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,916 | $118,708-10.8% | $98,920+7.1% | $158,982-33.4% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 12.45% | 372.49%-360.0pp | 196.47%-184.0pp | 302.99%-290.5pp |
| Employer contribution / active EE | $7,743 | $3,334+132.3% | $2,689+187.9% | $4,763+62.6% |
| Participant deferral / active EE | $5,719 | $5,089+12.4% | $4,245+34.7% | $5,983-4.4% |
| Admin fee / account holder | $7,255 | $10,134-28.4% | $6,643+9.2% | $11,252-35.5% |