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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,160 | $99,957+47.2% | $149,745-1.7% | $73,497+100.2% |
| Participation rate | 60.9% | 75.7%-14.8pp | 82.5%-21.6pp | 70.7%-9.8pp |
| Annual return | 38.35% | 53.87%-15.5pp | 276.72%-238.4pp | 28.51%+9.8pp |
| Employer contribution / active EE | $0 | $3,191-100.0% | $4,646-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $9,825 | $6,073+61.8% | $6,843+43.6% | $3,740+162.7% |
| Admin fee / account holder | $3,458 | $551+527.9% | $9,312-62.9% | $513+574.0% |