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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,688 | $72,177-9.0% | $115,038-42.9% | $59,633+10.2% |
| Participation rate | 61.8% | 72.6%-10.7pp | 81.4%-19.5pp | 68.7%-6.9pp |
| Annual return | 11.18% | 12.02%-0.8pp | 26.14%-15.0pp | 2041.45%-2030.3pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $4,608-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $8,743 | $4,783+82.8% | $6,026+45.1% | $3,192+173.9% |
| Admin fee / account holder | $725 | $4,927-85.3% | $8,175-91.1% | $4,297-83.1% |