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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,715 | $117,846-17.1% | $102,434-4.6% | $145,884-33.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.88% | 31.90%-25.0pp | 29.46%-22.6pp | 551.85%-545.0pp |
| Employer contribution / active EE | $3,408 | $3,615-5.7% | $3,023+12.7% | $4,662-26.9% |
| Participant deferral / active EE | $9,681 | $5,733+68.8% | $5,055+91.5% | $6,690+44.7% |
| Admin fee / account holder | $11,073 | $13,356-17.1% | $9,462+17.0% | $13,392-17.3% |