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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,335 | $100,811+24.3% | $86,698+44.6% | $134,545-6.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -8.29% | 29.11%-37.4pp | 35.96%-44.3pp | 418.37%-426.7pp |
| Employer contribution / active EE | $3,073 | $3,490-11.9% | $2,837+8.3% | $4,742-35.2% |
| Participant deferral / active EE | $10,935 | $5,339+104.8% | $4,656+134.8% | $6,401+70.8% |
| Admin fee / account holder | $3,243 | $10,926-70.3% | $7,492-56.7% | $11,431-71.6% |