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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,715 | $117,895-17.1% | $102,460-4.6% | $145,897-33.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 6.88% | 31.92%-25.0pp | 29.47%-22.6pp | 552.29%-545.4pp |
| Employer contribution / active EE | $3,408 | $3,619-5.8% | $3,025+12.6% | $4,663-26.9% |
| Participant deferral / active EE | $9,681 | $5,736+68.8% | $5,056+91.5% | $6,689+44.7% |
| Admin fee / account holder | $11,073 | $13,353-17.1% | $9,460+17.1% | $13,390-17.3% |