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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,113 | $162,821-23.8% | $133,978-7.4% | $158,982-21.9% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 10.87% | 41.95%-31.1pp | 45.10%-34.2pp | 302.99%-292.1pp |
| Employer contribution / active EE | $6,573 | $4,976+32.1% | $3,919+67.7% | $4,763+38.0% |
| Participant deferral / active EE | $963 | $5,910-83.7% | $5,047-80.9% | $5,983-83.9% |
| Admin fee / account holder | $1,230 | $11,742-89.5% | $8,930-86.2% | $11,252-89.1% |