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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,866 | $152,619-15.6% | $125,195+2.9% | $152,909-15.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 1.68% | 54.85%-53.2pp | 43.79%-42.1pp | 345.46%-343.8pp |
| Employer contribution / active EE | $8,133 | $4,947+64.4% | $3,866+110.4% | $4,764+70.7% |
| Participant deferral / active EE | $2,327 | $5,869-60.3% | $4,937-52.9% | $5,851-60.2% |
| Admin fee / account holder | $1,227 | $13,437-90.9% | $9,704-87.4% | $11,601-89.4% |