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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,034 | $81,504+171.2% | $102,437+115.8% | $80,959+173.0% |
| Participation rate | 60.0% | 66.9%-6.9pp | 74.5%-14.5pp | 67.7%-7.7pp |
| Annual return | 13.23% | 25.60%-12.4pp | 24.95%-11.7pp | 35.67%-22.4pp |
| Employer contribution / active EE | $3,144 | $3,104+1.3% | $3,871-18.8% | $2,757+14.0% |
| Participant deferral / active EE | $9,707 | $3,871+150.8% | $5,060+91.8% | $4,300+125.7% |
| Admin fee / account holder | $37,091 | $6,719+452.0% | $8,388+342.2% | $6,925+435.6% |