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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,531 | $72,273-6.6% | $101,275-33.3% | $79,856-15.4% |
| Participation rate | 46.4% | 68.5%-22.0pp | 75.8%-29.4pp | 69.6%-23.2pp |
| Annual return | 16.57% | 22.30%-5.7pp | 46.48%-29.9pp | 31.71%-15.1pp |
| Employer contribution / active EE | $3,441 | $2,691+27.9% | $3,660-6.0% | $2,471+39.2% |
| Participant deferral / active EE | $2,198 | $3,282-33.0% | $4,371-49.7% | $3,741-41.2% |
| Admin fee / account holder | $1,298 | $4,401-70.5% | $5,948-78.2% | $5,306-75.5% |