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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,411 | $63,346-42.5% | $92,240-60.5% | $70,126-48.1% |
| Participation rate | 46.5% | 68.7%-22.2pp | 76.5%-30.0pp | 69.5%-23.0pp |
| Annual return | 14.21% | 530.19%-516.0pp | 176.29%-162.1pp | 73.15%-58.9pp |
| Employer contribution / active EE | $5,453 | $2,471+120.6% | $3,680+48.2% | $2,343+132.8% |
| Participant deferral / active EE | $2,136 | $2,854-25.2% | $3,897-45.2% | $3,332-35.9% |
| Admin fee / account holder | $1,805 | $3,841-53.0% | $5,194-65.2% | $4,645-61.1% |