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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,343 | $84,236-73.5% | $170,435-86.9% | $70,126-68.1% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.93% | 23.06%-11.1pp | 205.94%-194.0pp | 73.15%-61.2pp |
| Employer contribution / active EE | $2,178 | $3,387-35.7% | $5,432-59.9% | $2,343-7.0% |
| Participant deferral / active EE | $1,575 | $3,086-49.0% | $4,939-68.1% | $3,332-52.7% |
| Admin fee / account holder | $12,977 | $5,698+127.7% | $13,881-6.5% | $4,645+179.3% |