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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,149 | $150,446-24.1% | $136,297-16.3% | $147,585-22.7% |
| Participation rate | 78.9% | 84.4%-5.5pp | 81.9%-3.0pp | 82.8%-3.9pp |
| Annual return | 17.72% | 1049.14%-1031.4pp | 5156.19%-5138.5pp | 578.58%-560.9pp |
| Employer contribution / active EE | $6,302 | $5,256+19.9% | $4,696+34.2% | $4,876+29.2% |
| Participant deferral / active EE | $7,531 | $6,631+13.6% | $6,247+20.6% | $5,439+38.5% |
| Admin fee / account holder | $20,296 | $10,906+86.1% | $9,244+119.6% | $10,886+86.4% |