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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,656 | $105,145+12.8% | $94,664+25.3% | $139,466-14.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 8.19% | 38.09%-29.9pp | 156.84%-148.7pp | 373.66%-365.5pp |
| Employer contribution / active EE | $0 | $4,107-100.0% | $3,673-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $6,505 | $7,599-14.4% | $7,417-12.3% | $6,712-3.1% |
| Admin fee / account holder | $35,435 | $8,972+294.9% | $7,222+390.7% | $11,409+210.6% |