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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,369 | $99,644+31.8% | $86,438+52.0% | $134,532-2.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.59% | 6787.26%-6800.9pp | 4397.19%-4410.8pp | 418.27%-431.9pp |
| Employer contribution / active EE | $6,757 | $4,402+53.5% | $3,769+79.3% | $4,741+42.5% |
| Participant deferral / active EE | $5,272 | $7,247-27.3% | $6,952-24.2% | $6,401-17.6% |
| Admin fee / account holder | $620 | $8,375-92.6% | $6,733-90.8% | $11,429-94.6% |