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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,581 | $95,188-70.0% | $76,518-62.6% | $135,380-78.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 68.0%+32.0pp | 82.6%+17.4pp |
| Annual return | -55.38% | 4.85%-60.2pp | -0.27%-55.1pp | 519.81%-575.2pp |
| Employer contribution / active EE | $16,079 | $3,303+386.9% | $2,647+507.4% | $4,779+236.5% |
| Participant deferral / active EE | $11,735 | $4,640+152.9% | $3,836+205.9% | $5,609+109.2% |
| Admin fee / account holder | $1,169 | $6,249-81.3% | $4,849-75.9% | $10,828-89.2% |