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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,071 | $160,070+20.0% | $147,117+30.6% | $145,897+31.6% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 11.37% | 98.69%-87.3pp | 420.54%-409.2pp | 552.29%-540.9pp |
| Employer contribution / active EE | $2,387 | $5,285-54.8% | $4,932-51.6% | $4,663-48.8% |
| Participant deferral / active EE | $11,260 | $8,419+33.7% | $8,065+39.6% | $6,689+68.3% |
| Admin fee / account holder | $1,837 | $15,035-87.8% | $12,993-85.9% | $13,390-86.3% |