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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,450 | $97,648-76.0% | $121,663-80.7% | $87,485-73.2% |
| Participation rate | 100.0% | 70.5%+29.5pp | 74.5%+25.5pp | 68.9%+31.1pp |
| Annual return | 20.81% | 18.03%+2.8pp | 147.54%-126.7pp | 26.06%-5.2pp |
| Employer contribution / active EE | $3,141 | $2,300+36.5% | $3,020+4.0% | $2,596+21.0% |
| Participant deferral / active EE | $6,170 | $3,923+57.3% | $4,887+26.3% | $4,274+44.4% |
| Admin fee / account holder | $737 | $11,100-93.4% | $14,289-94.8% | $7,775-90.5% |