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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,237 | $87,059-81.3% | $105,608-84.6% | $80,925-79.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 30.08% | 17.05%+13.0pp | 116.50%-86.4pp | 35.65%-5.6pp |
| Employer contribution / active EE | $3,301 | $2,396+37.8% | $3,167+4.2% | $2,756+19.8% |
| Participant deferral / active EE | $5,877 | $3,986+47.4% | $5,010+17.3% | $4,299+36.7% |
| Admin fee / account holder | $962 | $8,443-88.6% | $11,028-91.3% | $6,940-86.1% |