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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,085 | $115,814-36.0% | $101,275-26.8% | $158,982-53.4% |
| Participation rate | 71.4% | 79.4%-7.9pp | 75.8%-4.4pp | 82.0%-10.5pp |
| Annual return | 4.77% | 56.16%-51.4pp | 46.48%-41.7pp | 302.99%-298.2pp |
| Employer contribution / active EE | $2,556 | $4,176-38.8% | $3,660-30.2% | $4,763-46.3% |
| Participant deferral / active EE | $5,532 | $4,958+11.6% | $4,371+26.6% | $5,983-7.5% |
| Admin fee / account holder | $1,262 | $7,249-82.6% | $5,948-78.8% | $11,252-88.8% |