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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,166 | $106,008-63.1% | $92,240-57.5% | $147,586-73.5% |
| Participation rate | 82.4% | 80.4%+1.9pp | 76.5%+5.9pp | 82.8%-0.5pp |
| Annual return | 8.71% | 50.05%-41.3pp | 176.29%-167.6pp | 578.59%-569.9pp |
| Employer contribution / active EE | $2,976 | $4,333-31.3% | $3,680-19.1% | $4,876-39.0% |
| Participant deferral / active EE | $5,887 | $4,478+31.5% | $3,897+51.1% | $5,439+8.2% |
| Admin fee / account holder | $5,788 | $6,333-8.6% | $5,194+11.4% | $10,886-46.8% |