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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,964 | $110,410-32.1% | $102,437-26.8% | $145,897-48.6% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 21.13% | 24.85%-3.7pp | 24.95%-3.8pp | 552.29%-531.2pp |
| Employer contribution / active EE | $2,447 | $4,217-42.0% | $3,871-36.8% | $4,663-47.5% |
| Participant deferral / active EE | $4,977 | $5,622-11.5% | $5,060-1.6% | $6,689-25.6% |
| Admin fee / account holder | $9,018 | $9,745-7.5% | $8,388+7.5% | $13,390-32.7% |