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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,486 | $91,537-76.5% | $130,045-83.5% | $75,173-71.4% |
| Participation rate | 63.5% | 71.5%-8.0pp | 78.5%-15.0pp | 67.2%-3.7pp |
| Annual return | -3.81% | -631.55%+627.7pp | -137.30%+133.5pp | 160.72%-164.5pp |
| Employer contribution / active EE | $3,125 | $2,845+9.8% | $4,321-27.7% | $2,671+17.0% |
| Participant deferral / active EE | $5,694 | $4,343+31.1% | $5,820-2.2% | $4,126+38.0% |
| Admin fee / account holder | $98 | $6,780-98.6% | $10,600-99.1% | $5,651-98.3% |