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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,324 | $53,546-56.4% | $69,890-66.6% | $68,490-65.9% |
| Participation rate | 54.5% | 64.5%-10.0pp | 70.5%-15.9pp | 67.9%-13.4pp |
| Annual return | -18.59% | -13.87%-4.7pp | 190.84%-209.4pp | -7.85%-10.7pp |
| Employer contribution / active EE | $910 | $2,019-54.9% | $2,560-64.5% | $2,597-65.0% |
| Participant deferral / active EE | $2,510 | $2,957-15.1% | $3,848-34.8% | $4,028-37.7% |
| Admin fee / account holder | $1,117 | $4,693-76.2% | $6,267-82.2% | $5,403-79.3% |