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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,721 | $54,162-82.1% | $68,612-85.8% | $64,173-84.9% |
| Participation rate | 53.8% | 68.1%-14.3pp | 72.2%-18.5pp | 69.6%-15.8pp |
| Annual return | -8.92% | -1.62%-7.3pp | -4.63%-4.3pp | 7.63%-16.6pp |
| Employer contribution / active EE | $478 | $1,846-74.1% | $2,625-81.8% | $2,381-79.9% |
| Participant deferral / active EE | $1,500 | $2,626-42.9% | $3,311-54.7% | $3,470-56.8% |
| Admin fee / account holder | $29 | $4,029-99.3% | $5,131-99.4% | $4,887-99.4% |