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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,765 | $95,453+9.8% | $112,040-6.5% | $82,448+27.1% |
| Participation rate | 91.4% | 72.8%+18.6pp | 76.5%+14.9pp | 68.1%+23.3pp |
| Annual return | 15.05% | 23.92%-8.9pp | 24.52%-9.5pp | 41.64%-26.6pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,663 | $4,224+81.4% | $5,098+50.3% | $4,139+85.1% |
| Admin fee / account holder | $2,204 | $9,013-75.6% | $12,098-81.8% | $7,234-69.5% |