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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,560 | $129,959-81.9% | $104,301-77.4% | $134,509-82.5% |
| Participation rate | 78.3% | 79.5%-1.3pp | 73.3%+5.0pp | 81.2%-3.0pp |
| Annual return | -15.93% | 42.04%-58.0pp | 24.61%-40.5pp | 418.13%-434.1pp |
| Employer contribution / active EE | $2,033 | $4,185-51.4% | $3,373-39.7% | $4,741-57.1% |
| Participant deferral / active EE | $2,461 | $5,589-56.0% | $4,626-46.8% | $6,400-61.6% |
| Admin fee / account holder | $2,438 | $9,325-73.9% | $7,340-66.8% | $11,427-78.7% |