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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,844 | $100,938-15.0% | $90,461-5.1% | $158,982-46.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 19.75% | 1727.20%-1707.5pp | 1294.76%-1275.0pp | 302.99%-283.2pp |
| Employer contribution / active EE | $4,895 | $3,691+32.6% | $3,264+50.0% | $4,763+2.8% |
| Participant deferral / active EE | $8,379 | $4,350+92.6% | $3,964+111.4% | $5,983+40.0% |
| Admin fee / account holder | $308 | $6,510-95.3% | $5,617-94.5% | $11,252-97.3% |